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Simple, indeed. It's ExpressTERM II™. Quality term life insurance with a fast, hassle-free buying process that's as customer-friendly as you are. Thanks to cutting-edge Internet technology, your customers can get up to $150,000* in coverage in as little as 15 minutes, with no medical exam - just a few health questions - and no lengthy underwriting delays.

Our new product is solid, dependable protection delivered with speed, convenience and intelligence. In other words, the way life insurance should be.

ExpressTERM II is versatile. Your clients can apply using any computer with an Internet connection. ExpressTERM II can help you grow.

  • Expand relationships and improve retention - ExpressTERM II is another great reason for your customers to do business with you.
  • Increase customer satisfaction and build brand preference - Convenient application process, instant coverage decisions, real-time policy issue ExpressTERM II represents everything you want to be to your customers.
  • Support customer acquisition strategies - Increase referrals, leverage promotions.

ExpressTERM II can help you do more for your customers.

  • Convenient access to affordable life insurance - Provide "one-stop shopping" for their personal financial security needs.
  • Instant security and peace of mind - Help them protect income and manage financial risk.
  • Saves time and simplifies decision-making - apply, be approved, and receive a policy in as little as 15 minutes ... instant coverage decision means clients know exactly where they stand.**
ExpressTERM II Responds to Three Core Client Needs:
  • Instant gratification - Unlike most term life insurance products, ExpressTERM offers immediate coverage to qualified applicants.
  • Ease and convenience - an easy application with just seven health questions.
  • Great value -ExpressTERM II is less expensive than many other simplified issue products and not much more expensive than the fully underwritten products that can take months to obtain. And the rate is guaranteed for the initial term at time of issue, unlike fully underwritten term quotes, which are often re-rated to higher levels.
Key Value Drivers for the Consumer
  • Premium rate is guaranteed for the full initial term at time of issue.
  • Immediate coverage to qualified applicants - no waiting.
  • Easy application takes as little as 15 minutes
  • 10, 15, 20 and 30 year terms
  • Affordable rates
  • Coverage from $25,000 to $150,000 ($200,000 in Maine and Minnesota)
  • Convenient monthly, quarterly, semi-annual or annual payments
  • Client's choice: paper or online documents. (Online accounts have easy secure online access to all policy documents)
  • Easy payment options - credit card (where available) or EFT
  • No annual policy fees
  • Renewable at end of term
Apply for RBC Insurance Now

For more information, contact us at:
6685 Forest Hill Blvd., Suite 211
West Palm Beach, FL 33413
Phone: (866) 414-3700 | Fax: (561) 434-6095

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*Medical exams are required for policies exceeding $400k. **Tobacco use may affect quoted Premium.
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